Back in January 2019, Andrew Hannay, director of RobMac outlined some top tips for a healthier financial position for that year. He thought it would be interesting to re-visit those tips today given the current pressures on the standard of living, the backlog from COVID, the war in Ukraine and the general state of the … Continue reading “How do 10 tips for healthy finances in 2019 stack up in 2022?”
To protect against further interest rate rises, the majority of homeowners have gone for 5-year fixed rate mortgages in May according to the latest figures from conveyancing firm LMS. We have already seen interest rates rise from 0.1% in December 2021 to 1.25% in May 2022, and some experts are suggesting that this may rise … Continue reading “More 5-year fixed mortgages signed in May”
The middle of June saw the RobMac investment team attending the Citywire Investment Conference up in Perthshire. This gives us an opportunity to speak to other IFA’s and Wealth Managers and to meet and quiz a wide range of investment fund managers including Baillie Gifford, Fidelity, JP Morgan, Morgan Stanley, Schroders and T. Rowe Price … Continue reading “The annual Citywire Investment Conference”
When I wrote this article last week looking at the pros and cons of cryptocurrencies, I had no idea of what was about to happen. Here’s a few headlines: A bitcoin was valued at $30,511 on Thursday 9th June. One week later, on Thursday 17 June it is worth $17,084. That is a drop … Continue reading “Cryptocurrency Crazy – Did I say they were volatile?”
As stock markets tumble across the world and investors get jittery, the lure of alternatives such as cryptocurrencies can have more of an appeal. Cryptocurrencies are currently in fashion. They’re new, shiny and with promises of fantastic returns in a short space of time. Well, why wouldn’t you? So, we thought we’d better investigate further … Continue reading “Cryptocurrency crazy – but should you invest?”
Banks are taking into consideration the increases in the cost of living as part of their lending criteria, making it even harder for first time buyers to get a mortgage. Increasing energy bills, the national insurance rise and a big increase in the cost of household goods are prompting banks to tighten their mortgage affordability … Continue reading “First time buyers squeeze by banks – but there are still offers out there”
Jeff Lewis takes a look at the challenges facing the economy as we start the new financial year. Global uncertainty It has been a difficult start to 2022 with a number of economic issues weighing heavily on investment markets before the geo political crisis with Ukraine. What can we take from what is happening … Continue reading “A difficult start to the economy for 2022”
Lisa Doig chats with Stewart Hagart about what is keeping her busy at the financial year end. If you are interested in learning about what makes RobMac different and think that we can help, then please get in touch. If you would like to discuss your financial position or mortgage further, you can arrange to … Continue reading “Lisa Doig chats with Stewart Hagart about the busy year end”
In addition to supporting Scott Gillies (more about him next week), RobMac is also delighted to help Thea O’Sullivan. We are also supporting Thea from Edinburgh who is raising funds to finance her trip to China where she will spend a year teaching and living alongside Chinese children in a remote village. Thea has promised to … Continue reading “Fund raising for Thea to teach in remote China”
In his regular column, Jeff Lewis director at RobMac gives his excellent summary overview of the US & UK economies and investment markets. This is his last one of 2021. The new variant The World Health Organisation has moved Omicron straight to Variant of Concern status, skipping the intermediate Variant of Interest step. Governments … Continue reading “Jeff Lewis’s last financial summary of 2021”
