RobMac is delighted to announce the sponsorship of Team Holder Curling. The Under 21 team comprise of: Jacob Holder Skip Chris Morris 2nd Kyle McLain 3rd David Beesley Lead The team are competing in the Under 21 competitions around the country and have made a positive start to their season with good results … Continue reading “New Curling Sponsorship”
A recent article in the Guardian, identified figures that show that, on average, people in the UK are not saving enough for their retirement. £61,897 According to data from the Financial Conduct Authority (FCA), people in the UK have an average pension pot of only £61,897. This will give an average pension of £2,500 per … Continue reading “Are we saving enough for our retirement? Here’s a set of figures that suggests we’re not”
RobMac is delighted to continue with its sponsorship of Stewart’s Melville RFC. “This is our fourth season of supporting players and the club” said Andrew Hannay. “We have family connections with the club and our own Stewart Hagart plays for the team which makes our sponsorship even more personal. We hope that by supporting the … Continue reading “RobMac continue their sponsorship of Stewart’s Melville Rugby Club”
There is a lot of research on the reasons why women don’t seek financial advice. The reasons include: The gender pay gap means women are less likely to have funds available for investing (46% of women in the UK have no financial investments at all) Married women have relied on their partner to deal with … Continue reading “Women want more financial advice……from women”
Getting a great deal for your mortgage is hard work. I know this from first-hand experience, not because I organised it myself, but because I witness it every week at RobMac an independent financial adviser.. Just to declare my interests; I help RobMac with their marketing and once a week I work out of their … Continue reading “Getting a great mortgage is hard work”
There has been a noticeable slowing down of the number of Defined Benefit (DB) Transfer Schemes that are taking place. There are a number of factors that is behind the decline. Jeff Lewis, director at independent financial advisors RobMac in Edinburgh says “Transfer Values continue to remain quite high and unless Interest rates and Gilt … Continue reading “Decline in the number of Defined Benefit Pension Transferring Out”
We spoke with Alison Mitchell, senior mortgage advisor at RobMac about three of the most common questions asked about mortgages. Why should I speak to you instead of a bank or building society? Am I paying too much for my mortgage? What exactly is equity release? If you would like to discuss your mortgage further … Continue reading “3 Key Questions about Mortgages Answered”
Investing in the Future – what are Megatrends? Many of us will have our own interpretation of what is the difference between a fad and a trend, but in the investment world, it’s a bit more scientific. The graph below gives some idea as to the timescale of all the definitions including Megatrends. So, what … Continue reading “Investing in the future”
Help get your children/grandchildren into a savings habit It’s a real challenge to get your children or even your grandchildren interested in the concept of saving. We know that the earlier you start saving, the better prepared you will be for the future. Talking with children or grandchildren however, about anything other than the next … Continue reading “Help get your children/grandchildren into a savings habit”
Not so long ago, changing insurance provider was a time-consuming and complex process, so most of us just stayed put while the providers increased their premiums year on year. That is not the case today. Price comparison websites, increased competition, legislation and technology have all made the switching process much easier. There is therefore the … Continue reading “It’s time to look at all your insurance and mortgage plans and save money”
