FAQs Archive - Page 4 of 5 - Robson Macintosh

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How much will you need in retirement?

5th February 2021

In retirement, your outgoings are likely to be lower. For example, most retirees will have paid off their mortgage and their children will be financially independent. A general rule of thumb is that s...

How much should I be saving?

The amount you need to save depends on the size of the pension pot that you want, it also depends on your age. For example, putting 10% of your earnings towards your pension is fine if you are in y...

How do you work out a proper pension plan?

None of us know what the future holds but it makes sense to meet with an independent financial adviser to sense check your current financial position and plan for the future. Speaking to a knowledg...

Is the pandemic affecting my retirement?

The pandemic is causing many people to reconsider their retirement plans and lockdown is giving many others the time to look more closely at their savings and outgoings. In short people are looking at...

What if things change?

That is the reason for planning with a financial adviser. Almost all of us will face change through our lives either as a result of our own choice or other factors. Your adviser will work with you as ...

How do I know I’m being offered the best mortgage available to me?

4th February 2021

Being a ‘whole of market broker’ means that we have access to the whole mortgage market. We search and compare the entire market to find the best offer for you, doing all the hard work for you. Pl...

How much can I afford?

There is no prescribed criteria to determine what you can borrow. The amount you qualify for will be determined by the purchase price of the property, the deposit you are able to put down, your income...

I would like to invest in a rental property is this something you can help with?

Yes, we have a wealth of experience in a range of Mortgage types including Buy To let Mortgages...

What is LTV?

Lenders often talk about the LTV requirement. LTV is an acronym for Loan to Value Ratio. This is a term used to describe the ratio of a loan to the value of the property purchased. For example if you ...

What fees are involved in getting a mortgage?

Our brokers take all the hard work out of finding the very best mortgage offers available. We are CII MAQ qualified and FCA Regulated. We can charge a Financial Arrangement Fee payable on application....

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Archives

How much will you need in retirement?

How much should I be saving?

How do you work out a proper pension plan?

Is the pandemic affecting my retirement?

What if things change?

How do I know I’m being offered the best mortgage available to me?

How much can I afford?

I would like to invest in a rental property is this something you can help with?

What is LTV?

What fees are involved in getting a mortgage?

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