In retirement, your outgoings are likely to be lower. For example, most retirees will have paid off their mortgage and their children will be financially independent. A general rule of thumb is that s...
The amount you need to save depends on the size of the pension pot that you want, it also depends on your age.
For example, putting 10% of your earnings towards your pension is fine if you are in y...
None of us know what the future holds but it makes sense to meet with an independent financial adviser to sense check your current financial position and plan for the future.
Speaking to a knowledg...
The pandemic is causing many people to reconsider their retirement plans and lockdown is giving many others the time to look more closely at their savings and outgoings. In short people are looking at...
That is the reason for planning with a financial adviser. Almost all of us will face change through our lives either as a result of our own choice or other factors. Your adviser will work with you as ...
Being a ‘whole of market broker’ means that we have access to the whole mortgage market. We search and compare the entire market to find the best offer for you, doing all the hard work for you. Pl...
There is no prescribed criteria to determine what you can borrow. The amount you qualify for will be determined by the purchase price of the property, the deposit you are able to put down, your income...
Lenders often talk about the LTV requirement. LTV is an acronym for Loan to Value Ratio. This is a term used to describe the ratio of a loan to the value of the property purchased. For example if you ...
Our brokers take all the hard work out of finding the very best mortgage offers available. We are CII MAQ qualified and FCA Regulated. We can charge a Financial Arrangement Fee payable on application....
